Issue

NL_TAL_Making_sure_you’ve_covered_all_bases

September 26, 2016

Making sure you’ve covered all bases

There’s no time like the present to take a fresh, overall look at your personal insurance coverage, but it can get a bit confusing and technical. Different products come with different levels of coverage, varying benefits, and particular conditions. That’s why we’ve put together a quick overview of the most common policies you might need. Everyone’s insurance needs are personal, so it’s important that once you’ve reviewed this list of insurance types, you discuss the results with us. You may find that in some areas you’re effectively self-insuring (taking on all the risk by yourself), so we may be able to help you implement a smarter risk management plan that’s cost effective and suitable for your circumstances. Income protection insurance Income protection insurance can pay you up to 75% of your monthly income (up to a $10,000 cap), if you’re unable to work due to an accident or a serious […]

READ MORE
NL_TAL_CFO_of_your_household

September 26, 2016

How to be the CFO of your household

Ever wondered what it would be like to control millions (or even billions) of dollars? For chief financial officers, it’s an everyday reality. The financial controllers of large companies spend their days reviewing income and expenses, working on profit improvement projects, approving expenses, and making tough calls when it comes to company capital. If this sounds stressful to you, it may be because you can’t relate on a personal level. For most people, the household budget is the biggest budget they’ll ever manage – and they simply don’t think of running the household like a company. You may not realise it, but you’re the de facto CFO of your household. You’re responsible and accountable for what happens with your family finances. The good news is that you can learn from professional CFOs; by applying a few basic principles, you’ll be able to improve your financial position and reduce your money […]

READ MORE
Featured
NL_TAL_AI_Get_smarter_with_TED

September 26, 2016

Get smarter every day with a little help from TED…

Back in the day, a person would finish their education after middle school, high school or university, and never study again. Learning was done on the job (if at all), and new areas of knowledge were restricted to one’s job or career path. These days however, it’s normal to continue learning throughout your life. Chances are you know at least a few people who’ve taken courses on different topics, from foreign languages and cookery skills to art, photography and local history. Of course not everyone has the time to devote to a few hours’ study every week, or travelling to a campus. But if certain politicians, scientists and social commentators are to be believed, ‘lifelong learning’ is an essential part of staying sharp and maintaining one’s mental health. That’s where a little organisation called TED comes in. Who’s this ‘TED’? ‘TED’ stands for ‘technology, entertainment, design’. It was started over […]

READ MORE